Business risk register — two-site smart farm¶

Purpose¶

Operational risk register for the two-site family grazing-led plan: market, weather, labor, capital, legal, telemetry—with mitigations tied to phases. Supplements East Tennessee two-site farm business plan — risk register and mitigation with matrix suitable for monthly review.

Key decisions supported¶

Decision	Register use
Insurance limits / umbrella	R-liability rows
Max debt	R-financial
Automation scope	R-tech false confidence
Herd size cap	R-labor + R-market

Scoring (optional)¶

L = likelihood 1–5 · I = impact 1–5 · Score = L×I

Register (fill)¶

ID	Risk	Cat	Mitigation	Phase	Status
B1	Cattle price drop	Market	Timing; smaller herd; lease buffer	2–4	open
B2	Drought / forage failure	Weather	Destock policy; water redundancy	1–3	open
B3	Key person injury	Labor	Cross-training; reduce complexity	0–4	open
B4	Debt service strain	Financial	Stop rules; match term to margin	1–4	open
B5	Equipment down at peak	Ops	Spares; custom hire #	2–3	open
B6	Fence / escape	Ops	Inspection cadence	2–4	open
B7	Broker / comms down	Tech	Runbooks; safe defaults	1–4	open
B8	Alert fatigue	Tech	Triage SOP; annual de-scope	2–3	open
B9	Cyber / remote access misuse	Tech	2FA; segmentation	2–4	open
B10	Liability visitor / animal	Legal	Insurance; signage; separate events if any	2–4	open
B11	Zoning / ag structure denial	Legal	Early county conversation	0–1	open
B12	Two-site delay cost	Ops	Batch rules; telemetry priority matrix	0–4	open

Two-site–specific notes¶

B12: Every avoidable trip tax margin—track hours in truck as cost.
B7–B9: Homelab as prod = prod discipline (Smart-tech strategy).

Review cadence (suggested)¶

Frequency	Action
Monthly	Update L/I if events; close mitigated
Annual	Insurance limits; de-scope tech

Known / assumed / open¶

Class	Content
Known	Two-site + telemetry in scope
Assumed	Farm insurance carried
Open	Entity structure; umbrella limit